Private Student Loans

Before students or parents consider private educational loans, SMWC encourages them to maximize their federal loan eligibility. Federal loans offer many benefits, such as various repayment options, deferments, forbearance and caps on interest rates.

Self-Certification Form

Private loan borrowers must complete a Self-Certification Form.  Your lender will provide you with this form and instructions on how to complete it. All forms should be sent directly to your lender and not the Financial Aid Office. We cannot forward these forms to your lender.


FASTChoice allows students and parents to compare lender rates, terms, fees and benefits. SMWC does not endorse any lender represented. This is a list of lenders that are most frequently used by SMWC students. SMWC encourages students and parents to research the best possible option for them.